South Side Chicago Real Estate

Looking For A Major Lifestyle Change? Consider Buying A ‘Micro’ Home

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by Kurt Clements With the sometimes high cost of buying in the South Side of Chicago, South Chicago Suburbs and maintaining a home and the concept of being sustainable becoming more popular, many people are considering moving to a smaller home to minimize their impact. It’s important, however, to consider what living small is really like before deciding that it’s the …

South Side Chicago Real Estate

8 Ways To Maintain A Great Credit Score

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Kurt Clements Having an excellent credit score is very useful when you are ready to purchase another or your first south side Chicago home. The following are some tips on how to maintain a superb credit score. Open Credit Accounts When You Do Not Need Them If you don’t have any credit accounts, you will have a low score. The …

South Side Real Estate

5 Ways Bridge Loans Help Real Estate Investors Increase Profits

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by Kurt Clements Chicago and especially the south side of Chicago’s real estate investment market is on fire (Crain’s Article Here for more details). Bridge loans, which are also commonly referred to as interim financing, gap financing or swing loans, help a motivated home buyer to secure financing before their home or investment property sells. Lenders can usually modify these flexible …

South Side Chicago Real Estate

3 Ways To Help Your Kids Deal With The Move

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by Kurt Clements Kids of all ages often have a hard time dealing with moving, even when just moving from one South Side Chicago neighborhood to another. They may not be able to understand why the family can’t stay in the same place forever. Even with explanations, children often can’t readily envision how amazing the new place will be. Here are …

South Side Chicago Realtor

Mortgage Challenges For Self-Employed Home Buyers

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by Kurt Clements Self-employed business ownership is alive and well in the South Side of Chicago.  This makes real estate purchases difficult for self-employed borrowers and frustrating for a south side Realtor like me.  It’s no secret that mortgage lending institutions look favorably on steady paychecks and positive debt-to-income ratios. That can leave many self-employed prospective home buyers feeling anxious about …