5 Home Renovations That Really Raise Values

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by Kurt Clements Chicago renovation projects on the south side are insanely popular right now.  There are many home renovation projects that can increase the comfort and visual appeal of a dwelling. Owners who plan to sell their home in the future, however, prefer to focus on projects that will return a healthy profit at closing. Here are 5 renovation projects …

5 Creative Ways To Buy A Foreclosure

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by Kurt Clements Buying a foreclosed home in Chicago, especially the south side, is easy, right? After all, they sell for pennies on the dollar, right? Well, that could be a false assumption. Buying a foreclosed property appears easy on TV, but in reality, it can be overwhelming. Foreclosure sales continue to decline in the market from 38.6 percent in 2011 …

U.S. Wage Increases Could Help Home Buyers

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by Kurt Clements The struggle to achieve the American homeownership dream often feels like it happens in a vacuum. Everyday people work hard, save money and polish up their credit to get a low mortgage rate. As a Realtor I love to watch my south side Chicago home buyers grind through the struggle and make it happen. But there are powerful …

Best Things To Do Now To Get Your Finances Mortgage Ready

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by Kurt Clements You probably already know that strong finances to qualify for a mortgage can be the biggest hurdle — aside from actually finding that dream Chicago property — along the path to home ownership. Rather than agonizing about it, however, there are some positive actions you can take in advance to help you realize your dream.  I am a …

Neighborhood

It’s Pumpkin Spice Season: Plan A Neighborhood Potluck

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by Kurt Clements Fall is the time to get back into a comfortable routine, but it’s also a great time to incorporate social events into weekend work parties, and gather friends to offer neighbors a helping hand — or just moral support — to spruce up their property. With my Chicago homeowners fall is the last time to get a block …

Conventional mortgage rate

4 Things You Should Know About Conventional Mortgage Rates

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By Kurt Clements Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects …

Want To Buy A Home? Here’s How You Can Save Your Own Down Payment

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by Kurt Clements Burdensome student loan debt and a penchant for purchasing new electronics by 20- and 30-somethings can make saving up for a down payment on a home seem impossible. But Millennials and other potential home buyers may be surprised to discover that previous generations had money-saving challenges of their own. Consider for a moment that many of our valued …

Home Trends – Mindfulness

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Home Trends Includes Natural Mindfulness Designs by Kurt Clements Urban and suburban life offers wonderful conveniences and cultural benefits. But a downside that many families are experiencing is the pervasive use of electronics and disconnectedness from nature. We forget to include mindfulness as an option when looking for a home to purchase. This is also true for my South Side Chicago …

Tips for Selling Your Home This Fall

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Tips For Selling Your Home This Fall August 23, 2018 by Kurt Clements Football season has kicked off, temperature cooling and pumpkin spice everything is right around the corner.  While most people associate the spring and summer months as the ideal times of year to buy or sell, fall is still a great time to put your home on the market.  In …

When You Should Buy An Ugly Duckling

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When It Makes Sense To Buy An Ugly Duckling By Kurt Clements “Move-in ready” homes are desirable — there’s no doubt about it! But sometimes it makes better financial sense to opt for a house with dated decor and a less than trendy kitchen or master bath, especially in the south side of Chicago. You may not get your dream home …