Real Estate South Side Chicago

States With The Best Opportunities To Acquire Investment Property

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by Kurt Clements It wasn’t long ago that Illinois, specifically the South Side of Chicago was full of “deals” for real estate investors.  Real estate investors sometimes get stuck in a rut. They repeat the same type of investment that they did before. This is not necessarily a bad thing because a successful experience is worth repeating. However, it is also …

Real Estate South Side Chicago

3 Pros And Cons Of Renting Or Owning A Home

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by Kurt Clements Home ownership is highly valued in our culture and in the South Side of Chicago it is no different. However, buying a home isn’t the best decision for everyone. Examine the differences between owning and renting your home to help you decide if now is the time to buy. Effect On Flexibility Renters enjoy more freedom than homeowners. …

South Side Chicago Real Estate

9 Strategies to Handle Home Maintenance Costs

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by Kurt Clements Maintenance is an important part of home ownership, especially with 100 year old homes in the South Side of Chicago. Improper care compromises the safety of your property and can result in big repair bills. Include these strategies in your maintenance plan to reduce your out-of-pocket costs. Educate Yourself It’s usually cheaper to do most home maintenance jobs …

South Side Chicago Real Estate

5 Key Tips To Prepare For A Quick Mortgage Approval

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by Kurt Clements I love working with my South Side Chicago buyers and giving them the news that they have a mortgage approval. Whether you’re finally prepared to get into the real estate market or you want to know how you can make a deal quick, there are a few necessary documents you’ll need to prove your reliability to a mortgage …

5 Home Renovations That Really Raise Values

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by Kurt Clements Chicago renovation projects on the south side are insanely popular right now.  There are many home renovation projects that can increase the comfort and visual appeal of a dwelling. Owners who plan to sell their home in the future, however, prefer to focus on projects that will return a healthy profit at closing. Here are 5 renovation projects …

5 Creative Ways To Buy A Foreclosure

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by Kurt Clements Buying a foreclosed home in Chicago, especially the south side, is easy, right? After all, they sell for pennies on the dollar, right? Well, that could be a false assumption. Buying a foreclosed property appears easy on TV, but in reality, it can be overwhelming. Foreclosure sales continue to decline in the market from 38.6 percent in 2011 …

U.S. Wage Increases Could Help Home Buyers

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by Kurt Clements The struggle to achieve the American homeownership dream often feels like it happens in a vacuum. Everyday people work hard, save money and polish up their credit to get a low mortgage rate. As a Realtor I love to watch my south side Chicago home buyers grind through the struggle and make it happen. But there are powerful …

Best Things To Do Now To Get Your Finances Mortgage Ready

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by Kurt Clements You probably already know that strong finances to qualify for a mortgage can be the biggest hurdle — aside from actually finding that dream Chicago property — along the path to home ownership. Rather than agonizing about it, however, there are some positive actions you can take in advance to help you realize your dream.  I am a …

Neighborhood

It’s Pumpkin Spice Season: Plan A Neighborhood Potluck

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by Kurt Clements Fall is the time to get back into a comfortable routine, but it’s also a great time to incorporate social events into weekend work parties, and gather friends to offer neighbors a helping hand — or just moral support — to spruce up their property. With my Chicago homeowners fall is the last time to get a block …

Conventional mortgage rate

4 Things You Should Know About Conventional Mortgage Rates

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By Kurt Clements Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects …