mortgage rate

Real Estate Remains A Strong Wealth Management Investment

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by Kurt Clements A young long-haul trucker driver once took an elder’s advice and invested all of his money into real estate. Even though he was seldom at home to enjoy the fruits of his labor, he hired a property management company to handle the properties. The advice that stuck with the driver was simple. “They’re not making any more of …

5 Things To Know About Severe Weather And Homeowners Insurance

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by Kurt Clements  – Sever Weather of Palm Tree, Not in Chicago The average homeowner feels secure knowing they have insurance in the event of a severe weather calamity. Most people believe that no matter what happens, they have paid for protection against disaster. Unfortunately, not every homeowners insurance policy provides full reimbursement from severe weather losses. Hurricanes, tornados, earthquakes and other …

Winter Tips

5 Things To Do This Fall To Get Ready For Winter

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by Kurt Clements Simple home and yard tips don’t have to take a lot of time, but can save a lot of headaches if that first winter storm catches you unaware. In Chicago our first winter storm can happen anytime. Take the advice of a Chicago Realtor that sells a ton of homes each year and prepare your home for winter …

Easements

4 Things You Should Know About Easements, Right Of Ways

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by Kurt Clements Robert Frost once wrote that “Good fences make good neighbors.” The poet was not referring to people bonding over the task of mending fences. Rather, defined boundaries are an important facet of neighborly relationships, especially with small Chicago lots. Without clearly defined property lines and rights, otherwise good people too often become embroiled in land disputes. That’s why …

Neighborhood

It’s Pumpkin Spice Season: Plan A Neighborhood Potluck

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by Kurt Clements Fall is the time to get back into a comfortable routine, but it’s also a great time to incorporate social events into weekend work parties, and gather friends to offer neighbors a helping hand — or just moral support — to spruce up their property. With my Chicago homeowners fall is the last time to get a block …

Conventional mortgage rate

4 Things You Should Know About Conventional Mortgage Rates

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By Kurt Clements Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects …

Conventional mortgage rate

Buying A Home? Take Stock Of These Things

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By Kurt Clements What are some of the most important factors that buyers take into consideration when looking for a new home in the south side of Chicago? There are the obvious things like price, square footage, location and lot size. Those are the basics. Other things that are often weighed are garage size, how updated the kitchen and baths are …

Long-Distance House Hunting Tips

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House hunting is stressful enough even if you are moving to another part of town. However, when you are searching for a house from afar, it can make the task of finding the right home for your needs seem almost impossible.  As a Realtor in the South Side of Chicago I always want to help clients moving in understand the …

Home Trends – Mindfulness

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Home Trends Includes Natural Mindfulness Designs by Kurt Clements Urban and suburban life offers wonderful conveniences and cultural benefits. But a downside that many families are experiencing is the pervasive use of electronics and disconnectedness from nature. We forget to include mindfulness as an option when looking for a home to purchase. This is also true for my South Side Chicago …

Chicago Home Buyer? Don’t Make These 3 Common Mistakes!

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Looking for your new home can feel like a daunting task, especially if you’re a first time Chicago home buyer.  Sometimes, all of the choices may feel overwhelming. You want to make the best decision for yourself and your family. Here’s a quick list of three common pitfalls that some Chicago home buyers experience: Choosing to Skip the Inspection A …