South Side Chicago Real Estate

4 Ways To Get Your Home Loan Closed Faster

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by Kurt Clements You’ve finally found the perfect South Side Chicago home for your family. Now the only thing standing between you and domestic bliss is the loan process. Use these techniques to shorten the amount of time between placing your bid and getting the final approval on your new home mortgage. Perfect Your Credit Rating Your credit score is a …

Long-Distance House Hunting Tips

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House hunting is stressful enough even if you are moving to another part of town. However, when you are searching for a house from afar, it can make the task of finding the right home for your needs seem almost impossible.  As a Realtor in the South Side of Chicago I always want to help clients moving in understand the …

YOU ARE PRE-APPROVED TO BECOME A HOMEOWNER! Now What?

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This is our fourth entry in our ‘Now What?’ blog series designed to help those people that want to become a Chicago homeowner, but have no idea what to do. You Are Pre-Approved To Become A Chicago Homeowner!  Now What? Once you have executed your plan and everything is up to snuff, your mortgage lender will issue a pre-approval letter.  …

Credit or Income – Which Is More Important?

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We often get asked the question ” Which is more important: credit or income?” Our answer is always the same, “both are equally important”. According to Well’s Fargo, there are 5 important factors which qualifies you to purchase. They call is the 5 C’s of mortgage lending. Credit, capacity, collateral, capital, and conditions. In this article, we will give you …

What Are The Three Mindsets To Use When Purchasing A Home?

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Purchasing a home can produce a world of emotions. These emotions are known as the three P’s – Patience, Persistence, and Pride. Patience, Persistence, and Pride are the three mind sets that you are going to use a lot when taking on the challenge of becoming a homeowner. Even if you have perfect credit and a big down payment you …

Should You Pay A Credit Repair Company To Fix Your Credit?

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I meet a lot of people that have a goal of homeownership, but have no idea how to achieve their goal. Many times they were not taught the importance of paying their bills on time, and therefore they have poor credit. They are consistantly bombarded by advertisements promising ‘credit repair’ and they desparatly want to become homeowners. What should they …

Things You Shouldn’t Do When Buying a Home

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Avoid these 9 homebuying mistakes. The last thing in the world you would ever want is to spend a bunch of time searching for a home, finding that perfect place and then not being approved for your mortgage. There are also many common mistakes homebuyers make that could make the process much more painful than it has to be. We’re …