9 Ways to Share the Spirit of the Season—Starting From Home

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By Kurt Clements The holiday season is upon us, and many of us have already begun to celebrate. From trimming trees to lighting candles, it’s the time of year to fill your homes (and hearts) with holiday joy. But there’s no need to stop at your front door. Let the spirit of the season radiate outward from your house into …

Neighborhood

It’s Pumpkin Spice Season: Plan A Neighborhood Potluck

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by Kurt Clements Fall is the time to get back into a comfortable routine, but it’s also a great time to incorporate social events into weekend work parties, and gather friends to offer neighbors a helping hand — or just moral support — to spruce up their property. With my Chicago homeowners fall is the last time to get a block …

Conventional mortgage rate

4 Things You Should Know About Conventional Mortgage Rates

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By Kurt Clements Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects …

Home Trends – Mindfulness

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Home Trends Includes Natural Mindfulness Designs by Kurt Clements Urban and suburban life offers wonderful conveniences and cultural benefits. But a downside that many families are experiencing is the pervasive use of electronics and disconnectedness from nature. We forget to include mindfulness as an option when looking for a home to purchase. This is also true for my South Side Chicago …

Tips for Selling Your Home This Fall

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Tips For Selling Your Home This Fall August 23, 2018 by Kurt Clements Football season has kicked off, temperature cooling and pumpkin spice everything is right around the corner.  While most people associate the spring and summer months as the ideal times of year to buy or sell, fall is still a great time to put your home on the market.  In …

Buying A Chicago Fixer-Upper? Know These Top Resources To Make The Most Profit

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If your financial situation is limited, yet you’re handy with a hammer and nails, then purchasing a Chicago fixer-upper home can be an attractive option. Fixer-uppers typically require a bevy of updates and repairs to bring the home up to current market conditions. Because of this, the listing price is often considerably less than a move-in ready home.  Your trusted …

How The 2018 Tax Changes Can Affect Chicago Homeowners Mortgages

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When the chatter was at its peak on the 2018 tax law changes being proposed, one of the big areas of concern for Chicago homeowners was the elimination of the mortgage interest deduction. Right behind that issue was a similar treatment with regards to property tax deductions. RELATED ARTICLES: Best Tax Deductible Home Improvements for Chicago Homeowners As the rumors swirled …

Home Modifications For Aging In Place Chicago Homeowners

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Some Chicago homeowners transition into assisted living, they may have no desire to call such a place home. They are not alone. According to the Aging in Place Housing Survey conducted by the American Association of Retired Persons (AARP), more than 90 percent of seniors want to remain in their home. Many survey respondents said that they would rather use …

The Younger Real Estate Market: Move Over Millennials, Chicago Gen Z Is Moving Into Home Ownership

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Although the majority of the Chicago Gen Z population make $25,000 or less per year, they really have embraced the American Dream of home ownership. According to a recent survey by Zillow, 97 percent of Gen Z renters asked were confident they will be homeowners in the future, whereas only 55 percent of Millennials were 82 percent of Gen Zers who were renting identified …