Home Buyer

5 Strategies Millennials Can Use To Buy Homes

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by Kurt Clements Millennials face numerous challenges when buying their first homes. 55% of young adults between 25 and 34 years old don’t own homes as compared to 80% in 1967, according to data from the Census Bureau. Buying a home is tough with the $1.4 trillion student loan debt, growing childcare expenses and rising rental costs. However, hope is not …

5 Things To Know About Severe Weather And Homeowners Insurance

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by Kurt Clements  – Sever Weather of Palm Tree, Not in Chicago The average homeowner feels secure knowing they have insurance in the event of a severe weather calamity. Most people believe that no matter what happens, they have paid for protection against disaster. Unfortunately, not every homeowners insurance policy provides full reimbursement from severe weather losses. Hurricanes, tornados, earthquakes and other …

Winter Tips

5 Things To Do This Fall To Get Ready For Winter

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by Kurt Clements Simple home and yard tips don’t have to take a lot of time, but can save a lot of headaches if that first winter storm catches you unaware. In Chicago our first winter storm can happen anytime. Take the advice of a Chicago Realtor that sells a ton of homes each year and prepare your home for winter …

Homeowners Insurance

Are You Covered? A Homeowner’s Insurance Guide

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By Kurt Clements No one likes to think about disasters. Severe weather, fire, theft—or even a seemingly small issue like a broken pipe—can wreak havoc on your home and result in thousands of dollars in damages. Hint hint, Chicago’s winter weather is just around the block.  Fortunately, a good homeowners insurance policy can offer you peace of mind that you …

Easements

4 Things You Should Know About Easements, Right Of Ways

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by Kurt Clements Robert Frost once wrote that “Good fences make good neighbors.” The poet was not referring to people bonding over the task of mending fences. Rather, defined boundaries are an important facet of neighborly relationships, especially with small Chicago lots. Without clearly defined property lines and rights, otherwise good people too often become embroiled in land disputes. That’s why …

Conventional mortgage rate

4 Things You Should Know About Conventional Mortgage Rates

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By Kurt Clements Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects …

Home Trends – Mindfulness

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Home Trends Includes Natural Mindfulness Designs by Kurt Clements Urban and suburban life offers wonderful conveniences and cultural benefits. But a downside that many families are experiencing is the pervasive use of electronics and disconnectedness from nature. We forget to include mindfulness as an option when looking for a home to purchase. This is also true for my South Side Chicago …

Tips for Selling Your Home This Fall

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Tips For Selling Your Home This Fall August 23, 2018 by Kurt Clements Football season has kicked off, temperature cooling and pumpkin spice everything is right around the corner.  While most people associate the spring and summer months as the ideal times of year to buy or sell, fall is still a great time to put your home on the market.  In …

mount greenwood

5 Inexpensive Ways Chicago Homeowners Can Boost Curb Appeal

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Chicago homeowners it’s no secret that we’re in the midst of a hot seller’s real estate market. That means that good homes are going fast, usually at or above list price. This is largely the result of low inventory, where good homes are scarce, keeping competition for them – and listing prices – high. Bottom line: If Chicago homeowners have …