South Side Chicago

Bold Wallpaper Makes A Statement In 2019

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by Kurt Clements From a sophisticated couch to a stunning art print, there are plenty of ways that you can dress up your South Side Chicago living room and instantly change its vibe. You may not realize it, but wallpaper is back in fashion and becoming another popular way to instantly revamp a room. If you’re contemplating ways that wallpaper can …

South Side Chicago Real Estate

8 Ways To Maintain A Great Credit Score

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Kurt Clements Having an excellent credit score is very useful when you are ready to purchase another or your first south side Chicago home. The following are some tips on how to maintain a superb credit score. Open Credit Accounts When You Do Not Need Them If you don’t have any credit accounts, you will have a low score. The …

South side Chicago Real Estate

11 Simple Ways To Save Money Toward The Purchase Of Your New Home

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by Kurt Clements If you find it difficult to make ends meet, these tips will help you save money in ways that are easy to do and create substantial savings over time so you are ready to purchase a south side suburbs Chicago home. Declutter Get rid of stuff you do use or need by having a garage or yard sale …

South Side Chicago Real Estate

What’s Ahead For Mortgage Rates This Week – February 26th, 2019

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by Kurt Clements As a Realtor in the South Side of Chicago and South Suburbs of Chicago I know how important an adjustment of interest rates can be.  Last week’s economic news included readings on homebuilder confidence in housing market conditions, minutes of January’s Federal Open Market Committee meeting, and existing home sales reported by the National Association of Realtors®. Weekly …

5 Trends Shaping Green Homes

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by Kurt Clements Think green home design is a fad? Well, think again. Sustainable home designs are gaining popularity at a breakneck speed. In 2017, green homes accounted for more than 60 percent of family home builder’s portfolios, according to a survey conducted by the National Association of Home Builders. In Chicago the rise in green homes can be seen often. …

4 Reasons To Buy Or Sell A Home This Winter

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by Kurt Clements The winter real estate market tends to be significantly different from other seasons, especially in Chicago. Buyers and sellers alike are often driven by different reasons than at other times of the year. That can be a win-win for both motivated buyers and sellers in the right climate. Many homeowners list their property during spring and early summer …

You Ask, We Answer: What is Private Mortgage Insurance or ‘PMI’ and How Does It Work?

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by Kurt Clements For many homeowners, their mortgage payment contains more than just principal and interest. A little something called PMI could be representing a significant portion of that payment, and it’s important for home buyers to understand this cost. I do my best to explain both in this article for my South Side Chicago homebuyers. What Is PMI? PMI stands …

What Is Ahead For Chicago Real Estate

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by Kurt Clements While no one can predict the future with certainty, most experts expect to see modest growth in the U.S. housing market for the remainder of this year and next. Inventory will remain tight, mortgage rates will continue to creep up, and affordability will remain a major issue in many parts of the country. So what does that …

U.S. Wage Increases Could Help Home Buyers

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by Kurt Clements The struggle to achieve the American homeownership dream often feels like it happens in a vacuum. Everyday people work hard, save money and polish up their credit to get a low mortgage rate. As a Realtor I love to watch my south side Chicago home buyers grind through the struggle and make it happen. But there are powerful …

Best Things To Do Now To Get Your Finances Mortgage Ready

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by Kurt Clements You probably already know that strong finances to qualify for a mortgage can be the biggest hurdle — aside from actually finding that dream Chicago property — along the path to home ownership. Rather than agonizing about it, however, there are some positive actions you can take in advance to help you realize your dream.  I am a …