Neighborhood

It’s Pumpkin Spice Season: Plan A Neighborhood Potluck

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by Kurt Clements Fall is the time to get back into a comfortable routine, but it’s also a great time to incorporate social events into weekend work parties, and gather friends to offer neighbors a helping hand — or just moral support — to spruce up their property. With my Chicago homeowners fall is the last time to get a block …

Conventional mortgage rate

4 Things You Should Know About Conventional Mortgage Rates

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By Kurt Clements Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers. Your mortgage rate will be determined by a variety of factors that pertain to your unique financial portfolio as well as economic forces. While no one has full control over all of the things that influence the process, understanding the manageable aspects …

Long-Distance House Hunting Tips

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House hunting is stressful enough even if you are moving to another part of town. However, when you are searching for a house from afar, it can make the task of finding the right home for your needs seem almost impossible.  As a Realtor in the South Side of Chicago I always want to help clients moving in understand the …

Home Trends – Mindfulness

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Home Trends Includes Natural Mindfulness Designs by Kurt Clements Urban and suburban life offers wonderful conveniences and cultural benefits. But a downside that many families are experiencing is the pervasive use of electronics and disconnectedness from nature. We forget to include mindfulness as an option when looking for a home to purchase. This is also true for my South Side Chicago …

5 Tips For Prospective Chicago Buyers To Submit A Winning Offer

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In a hot real estate market like Chicago, agents often tell Chicago buyers they must expect to make multiple offers before one is accepted. Disappointment may be the new normal rather than an exception. The stress of repeated rejections isn’t easy, so be prepared. Significant numbers of first-time Chicago buyers find the process difficult, and recent research indicates that about 60 percent …

The 4-Step Financial Checkup to Get Ready for a Mortgage This Year

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Are you ready to join the ranks of owning a Chicago Home in our local community? Congratulations – homeownership is a big step towards building your net worth and financial freedom. However, it is also a significant transaction that will affect your finances for the foreseeable future. Let’s take a look at a quick four-step checklist that will help you to …

Should I Rent or Buy a Home?

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Renting Vs Buying. This can be a difficult decision to make. It requires you to carefully examine the factors and costs associated with each option. Which is better? That depends. Your unique economic situation, lifestyle and goals play the largest part in deciding what is better for you. It’s important to go into your calculations with open eyes. As much …

Things You Shouldn’t Do When Buying a Home

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Avoid these 9 homebuying mistakes. The last thing in the world you would ever want is to spend a bunch of time searching for a home, finding that perfect place and then not being approved for your mortgage. There are also many common mistakes homebuyers make that could make the process much more painful than it has to be. We’re …