What Chicago Home Buyers Should Know About Their Home Appraisal And Mortgage

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When buying a home, there are certain steps that Chicago home buyers have to go through before the home sale is official. First the buyer makes the offer, then the offer is accepted. RELATED ARTICLE: 5 Tips For Prospective Chicago Buyers To Submit A Winning Offer Next the buyer schedules the inspection and home appraisal. Finally, everyone is ready for closing. …

Smart Technology or Home Automation: What’s the Difference?

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Is it worth it to add smart technology or automated features if you’re selling a home? Just how much connectivity do buyers want? And what exactly do the terms refer to in terms of home updates. RELATED ARTICLES: Should You Improve Your Chicago Home Before Selling Or Not? Although smart homes and home automation are sometimes used interchangeably, they actually refer …

Home Updates For Chicago Homeowners That Make Good Sense

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Multi-generational households and the growing preference on the part of many Chicago homeowners toward “aging in place”have altered home design in recent years. Interiors are more open, more functional and more adaptable that they were even a decade ago. Spaces tend to be less formal; living space is better integrated with work space like the kitchen, and rooms tend to serve more than …

What A Chicago Home Buyer Should Know About Mortgage Insurance

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Are you a current Chicago home buyer in the market looking for a new home? If you are considering a mortgage, you may be curious about mortgage insurance, commonly referred to as PMI or MI. Let’s explore the topic of mortgage insurance, including how it works to reduce risk and how it benefits you as the mortgage borrower. Mortgage Insurance …

What Borrowers Should Know About Adjustable Rate Mortgages

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When borrowers are in the market for a new home, they may be faced with numerous options for financing their home. One of the choices they will have to make is whether to apply for a fixed or adjustable rate mortgage. In some cases, an adjustable rate mortgage (ARM) may be their best option, but keep in mind, they are …

5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

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According to the 2017 Home Buyer and Seller Generational Trends Report, Millennial buyers accounted for 34% of the homes sold; the largest of any generation last year. Millennials looking to buy their first, or second, home need to ready themselves for a surprisingly competitive market. Lack of supply causes attractive homes to garner multiple offers in just a few hours! What can …

Chicago Home Buyer? Find Out How to Ensure A Stress-Less Closing

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Buying a home is an exciting and exhilarating time. Between the time your offer is accepted, and when you finally have keys in hand and you are ready to step into your new home, it can be stressful. The escrow period, also known as the closing, can take the most easygoing Chicago home buyer to the brink of insanity. After …

Chicago Homeowners With Pets: Some Selling Do’s and Dont’s

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Nearly 70 million American households include at least one pet, but most prospective buyers won’t want to see evidence of pets in a home on the market. Here are some tips about how Chicago homeowners should sell a pet-friendly home. Prior To Listing Chicago homeowners should point out special pet features to your real estate agent — a cat door, feeding …

What Chicago Buyers Need To Know About Buying In A Sellers Market

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This summer, quality homes are being scooped up almost as fast as they’re being listed – and for top price. Yes, it’s a seller’s market out there, which is great news if you’re planning to list your home. For Chicago buyers looking for a home, the competitiveness can be frustrating and aggravating. Frustrating as it may be, there’s plenty of reason …

Chicago Home Buyers The Closing Process In A Nutshell

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The closing process for future Chicago home buyers will be an exciting time. The home is finished, the purchase is ready to be finalized and it’s almost time to move in. The final steps of the closing process ensures both parties are able to meet their requirements and all the paperwork is in place and verified. The Key Players There are …